Livelihood development

Naman Inclusive Development Livelihood Resource Centre - NIDLRC

At Naman, we take a holistic approach to livelihood enhancement, ensuring that individuals and communities have access to the necessary skills, resources, and opportunities for sustainable economic growth. 

Our Resource Centre, located in a tribal district, serves as a hub of innovation and impact, supporting over 50 villages and act as a learning centre for organizations in India and South Asia. At the Resource Centre, and at the community level, one can witness the integration of skill training, financial inclusion, employment, and self-employment models that are transforming lives.

Skill Training: Empowering Through Knowledge

Our Skill Training Programs equip individuals with market-relevant skills, enhancing their employability and entrepreneurial potential.

 These programs focus on providing hands-on training and certifications that open pathways to sustainable income generation.

Employment and Self-Employment: Creating Opportunities​

Through a structured approach, we facilitate both wage employment and self-employment by linking communities with government initiatives and financial institutions. Key interventions include:

  • Farmer Producer Organizations (FPOs) and Farmer Groups, which are connected with NABARD, ensuring market access and financial stability.
  • Cooperative Societies, bringing together women from marginalized communities, primarily through Self-Help Groups (SHGs), now formally part of the cooperative movement. Over 5,000 women have achieved self-employment through government linkages.
  • Micro-enterprises and entrepreneurship initiatives, enabling individuals to establish and sustain their own businesses.

Social Security: Strengthening Livelihood Resilience​

Naman integrates social security measures into all livelihood programs, ensuring that marginalized communities have access to essential government welfare schemes. 

  • Our interventions actively connect individuals with State Rural Livelihood Missions, helping them secure financial support and stability.

Inclusive Development: Reaching the Most Marginalized​

Inclusivity is at the heart of our approach. Across all our programs:

 

    • 25% to 30% of participants are persons with disabilities (PwDs), ensuring equal opportunities for all.
    • We primarily work with Scheduled Castes (SC), Scheduled Tribes (ST), and Other Backward Classes (OBCs), with a strong focus on reaching the most vulnerable within these communities.
    • Less than 1% of individuals and families in our programs belong to the general category, reflecting our commitment to uplifting those who need support the most.

    Through a community-driven and scalable approach, Naman continues to build pathways toward economic resilience, ensuring that every individual, regardless of background or ability, has the opportunity to thrive.

Agri & Non-Agri Livelihoods: Strengthening Rural Economies​

At Naman, we recognize that sustainable livelihoods go beyond agriculture. Our interventions support both agri-basedand non-agri-based livelihoods, ensuring that rural communities have diverse income sources and economic security.

Through a holistic and community-driven approach, Naman ensures that rural families have multiple pathways to economic resilience.

 

Agriculture: Enhancing Productivity & Market Access

  • Farmer Producer Organizations (FPOs) & Farmer Groups: Strengthening smallholder farmers by providing collective bargaining power, improved market access, and technical support.
  • Sustainable & Climate-Resilient Farming: Promoting organic farming, crop diversification, and millet cultivation to ensure long-term soil health and food security.
  • Financial & Technical Linkages: Connecting farmers with NABARD and other government schemes to ensure access to credit, inputs, and modern farming techniques.

Non-Agri Livelihoods: Expanding Economic Opportunities. 

Recognizing that not all households rely on farming, Naman supports:

  • Micro-enterprises & Skill-based Employment: Training individuals in sectors such as handicrafts, food processing, and small-scale manufacturing.
  • Cooperatives & Self-Help Groups (SHGs): Enabling women and marginalized groups to establish and manage collective enterprises.
  • Livelihood Diversification Programs: Facilitating job-oriented skill training, rural entrepreneurship, and market linkages for sustainable income generation.

 

Climate Change Adaptation & Expansion (JIVA)

Naman Seva Samiti is part of a climate change pilot program by GIZ (Germany) and the Government of India initiative JIVA. Out of 20 locations across India, this is the only site chosen within the state of Madhya Pradesh.

 

Key interventions include:

  • Organic Farming & Millet Mission: Promoting climate-resilient agricultural practices.
  • New Watershed Development: Covering three villages, benefiting 268 SC/ST families, and treating 1,180 hectares of land over the next four years.
  • Knowledge Replication: Lessons from the first watershed are being integrated into new climate-resilient models.

Self Help Groups​

2633 Self-Help Groups with membership over 30,000 women and persons with disabilities

Acts as a primary monitoring and referral point for beneficiary selection in different development programmes

Primary level institution formed in intervention villages; alongwith financial, SHGs also addresses socio-economic challenges

Cooperative Societies

Formation and Capacity Building of Four Inclusive Cooperative Societies based on Gandhian principle of Cooperative Movement

  1. Naman Sakh Sahakari Samiti, Betul, Madhya Pradesh
  2. Bahuuddeshiya Sahakari Samiti, Narmadapuram, Madhya Pradesh
  3. Sankalp Mahila Cooperative Society, Soaner, Maharashtra
  4. Ujjawal Divyang Samavesit Bahuddeshiya Swayat Sahkarita, Dehdradun, Uttarakhand

 

9912 Shareholders with 7342 women members. 

Total Savings Amount Deposited: Rs. 19,06,05,093

Interest Earned by Cooperative: Rs. 2,99,00,782

Total Turnover: Rs. 41,69,24,563 

Cooperative Societies have financed more than 3000 Business Plans for poor and marginalised families. These families did not have access to any other source of financial support

Organic Farming

Covered 5000 Farmers with 3000+ persons with disabilities; 5000+ acres of Land converted for organic farming

INR. 50 mn of additional income for farmers and their families

Annual production of 3500 tonnes of food grains including Wheat, Bengal Gram (Chana), Maize, Soyabean, Pulses (Tur) and 500 tonnes vegetables of daily use including Mushrooms and chemical free spices including Turmeric, Chilly, Garam Masala, Coriander

Food Grains and Vegetables certified by ECOCERT and IMO Control Private Limited 

Farmers Producer Companies

Formation and Capacity Building of 12 Farmer Producer Companies (FPOs) 

  1. Tapti Organic Producer Company Limited
  2. Kesla Forest Producer Company Limited
  3. Betul Milk Producer Compnay Limited
  4. Machna Farmer Producer Company Limited
  5. Naman Sakh Sahkari Sanstha Maryadit
  6. Kutir Agri Producer Company Limited
  7. Rural Wheat and Pulses Producer Company Limited
  8. Food Grains Organic Producer Company Limited
  9. Khandwa Nayi Umang Farmer Seedcrop and Livestock Producer Company Limited
  10. Avipsa Milk Producer Company Limited
  11. Saoner Shetkaree Producer Company
  12. Maharsthra Mohkhed Farmers Producer Company Limited 
 

Members of Madhya Bharat Consortium promoted by Small Farmers Agribusiness Consortium.

Total of 14003 Members from 863 Villages. 

Total Shareholders: 9113
Total Women Shareholders: 4947

Total Persons with Disabilities: 2803

Total Turnover from 2016-2024: Rs. 31,82,78,125

*Impacted by Covid-19 from 2020-2021.

Financial Institutions are inter-linked and complement their value-chain; this includes agri-input supply chain, purchasing, processing, branding, marketing and trading.

Companies  with Trademark, AGMARK, Production Units, Trade License, Seed Production and Trading. 

Business Activities of Companies

  • Procurement, Storage, Grading, and Packaging
  • Procurement, Storage, and Sustainable Harvesting Input for Minor Forest Produces
  • Input for Dairy Products
  • Procurement, Storage, and Sustainable Harvesting Input for Organic Farming
  • Trading of Raw Milk
    • Production of By-Products and Selling
    • Cattle Feed Purchase and Selling
  • Procurement, Storage, Marketing, and Sustainable Organic Farming Input
  • Sustainable Harvesting & Storage for Organic Farming Inputs
  • Small Business Activities
    • Trading of Raw Milk
    • Production of By-Products and Selling
    • Cattle Feed Production and Selling
  • Oranges, Gram, and Seed Trading
  • Input-Output Processing Unit
    • Honey, Custard Apple, Chironji, Turmeric
  • Trading of Farmers’ Produce & Input Supply as per Demand

Watershed Development

Naman has successfully implemented a watershed development project in Saigon, Madhya Pradesh, covering three villages and primarily benefiting Scheduled Caste (SC) and Scheduled Tribe (ST) families, with only two families from the OBC category.

900 ha. Micro-Watershed in Madhya Pradesh supported by NABARD. Increased the water table by 0.8 meters, ensuring year-round availability of water in wells.

Inclusive Watershed Committee fully empowered to execution and monitoring of Watershed activities.

100% women from catchment villages are part of Self-Help Groups; Business Plans of all SHGs have been financed and livelihood activities resulted in increase and diversification of income streams

Watershed Committee demonstrated successful convergence with government schemes and helped catchment villages receive benefits of various programmes reducing migration from 70% to less than 5%  within 3 years of intervention; villages are Open Defecation Free under Swachh Bharat Abhiyaan. 

A detailed report can be downloaded from this link. 

Over 80% farmers are using organic agri-inputs instead of chemical fertilisers in kitchen gardens as well as field farms

Families are trained in organic pest repellant and organic compost Dug-Wells, Farm Pond, Farm Bunding, Gully-Plugs, Contour Trench led to soil and water conservation resulting in water level increase